Everything you need to know about buying a property with Tiffens, from start to finish

To view a property that you are interested in simply contact us and we will arrange an appointment for you to view at a time that is most convenient for you.

We will send a ‘video walkthrough’ to you by email if we have one, this means you can find out more about the home ahead of the actual viewing.  More and more of our properties are being marketed in such a way, this ensures convenience for the buyer, ensuring the physical viewing is simply to confirm what they have already seen.

It is advisable to get a mortgage agreed in principle early on in your property search, as this could put you in a better position and could also save a considerable amount of time during your mortgage application.

This is something we can help you with, click here for more information.

When you have found a suitable property and wish to make an offer, we will put your offer forward to the vendor both verbally and in writing. All offers are subject to contract and is not legally binding on you or the seller until exchange of contracts.

We will ask for evidence of your ability to buy, such as an agreement in principal from your mortgage provider or broker, or a bank statement.

Once an offer has been accepted, we will arrange for the agreed sale terms to be confirmed to all parties, it is at this stage that you will need to appoint a solicitor to handle the legal paperwork involved as part of the sale process and subsequent transfer of ownership.

We work with a number of local conveyancers and can obtain you competitive quotes. Our conveyancers are competitively priced and you are under no obligation to use their services. Should you choose to use them Tiffens will receive a referral fee of £120 on completion of a sale or purchase.

Fantastic communication and friendly staff throughout, thank you for making my first home purchase so easy!

- Jonathan B.

If you are arranging a mortgage you will need to proceed with the mortgage application and make arrangements for the survey to be carried out on the property. A Mortgage Valuation is carried out on the property by a surveyor on behalf of the mortgage lender to advise on the valuation of the property and basic condition.

You can of course get a more in-depth survey too, such as a Homebuyer Report or Building Survey

Once your mortgage application has been approved, the lender will send a mortgage offer to you and your solicitor, this will confirm the terms of the mortgage and deposit amount that you will be required to pay.

Exchange of contracts will take place once the contract has been signed by you and the seller, a deposit, normally a percentage of the purchase price is paid. It is at this stage that the transaction becomes legally binding for both you and the seller. On exchange of contracts the completion date is set.

This is a date set a few days or weeks after exchange of contracts. The remainder of the money is now transferred from your solicitor to the seller’s solicitor, at which point you become the new legal owner of the property.

Book A Free Valuation Today!

If you are looking to move home and want an idea of how much your home is worth, leave your details and we will get in touch, alternatively get on online instant valuation now!